Managing Your Money in Wrocław: An In-Depth Guide to Currency and Exchange

Managing Your Money in Wrocław

Polish Złoty: The Local Currency

The official currency of Poland, including Wrocław, is the Polish Złoty (PLN). Denominations include banknotes of 10, 20, 50, 100, and 200, as well as coins of 1, 2, 5 Złoty, and smaller denominations called Groszy.

Exchanging Your Money

Currency exchange offices, known as ‘Kantors,’ are widespread in Wrocław. They can be found in shopping malls, city centers, and airports. While these kantors offer convenient exchange services, it’s recommended to check the current exchange rate and commission fees to ensure a fair trade.

Using ATMs in Wrocław

ATMs are plentiful in Wrocław, available 24/7, and typically offer services in multiple languages. Keep in mind that your home bank or the Polish bank may charge a transaction fee for foreign withdrawals. Also, be aware of ‘dynamic currency conversion’—always choose to be charged in the local currency (PLN) to avoid additional exchange fees.

Credit Cards: Widely Accepted

Credit cards, primarily Visa and Mastercard, are widely accepted in Wrocław, from hotels and restaurants to most shops and services. However, small businesses or market stalls may only accept cash. It’s wise to carry a small amount of Złoty for such situations. Remember to inform your card provider about your travel plans to prevent potential security blocks.

Tipping in Wrocław

Tipping is customary in Poland for good service. In restaurants, a tip of 10-15% is typical. It’s important to note that tipping is usually done in cash, even if you pay for your service with a card. Tipping is not required but always appreciated in taxis or for other service providers.

Traveler’s Checks and Prepaid Travel Cards

While traveler’s checks have become less common, they can still be cashed at some banks in Wrocław. As an alternative, consider prepaid travel cards, which can be loaded with a set amount of money and used like a regular debit card. They often come with additional security features, making them a secure option for travelers.


Managing your money wisely while traveling in Wrocław can enhance your travel experience. Being knowledgeable about the local currency, exchange facilities, ATM usage, and credit card practices can save you from potential financial hiccups. Embrace the vibrant city of Wrocław with financial confidence and make the most of your visit.

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Managing Your Money in Wrocław: An In-Depth Guide to Currency and Exchange
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